Heloc Express Program
Unlock Your Home's Equity - Fast
5 Minutes To Get Approved
AI-driven underwriting with instant pre-qualification using soft credit pull. No income paperwork, no hassle.
5 Days To Fund
Funds wired to your account in as little as 5 business days. Use your home's equity to expand your business, consolidate debt, or invest in new opportunities.
No Appraisal Required
Appraisals are only needed for loans over $400K - and paid by the lender.
Program Highlights
•Loan amounts up to $750,000.
•1st - 4th position HELOCs available.
•High LTV approvals (up to 90%).
•No upfront fees.
•Business-use funds only (growth, expansion, or working capital).
•Stated income accepted (verified via Plaid).
•Owner or non-owner occupied properties eligible.
•California included.
Credit Requirements
•650+ for personal income verification
•680+ if using business bank statements
Your Equity, Your Opportunity
Our HELOC Express Program makes funding simple - powered by automation, backed by expertise.